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  1. Bankruptcy Education

    Among key provisions of the new bankruptcy law is a requirement that consumers must participate in credit counseling from an approved, non-profit credit counseling agency prior to filing for bankruptcy. In addition, consumers who have filed for bankruptcy ...
  2. Legal Rights During and After Bankruptcy

    Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you w ...
  3. Using Credit Wisely

    This brochure discusses how to use your credit in a way that avoids bankruptcy and things to think about before you use a credit card. It is very specific about what to look for before you get a new credit card and how to use an existing card. It even dis ...