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David P. Willis, Asbury Park Press July 1, 2019 https://www.app.com/story/money/business/consumer/press-on-your-side/2019/07/01/student-debt-relief-phone-calls-playing-nice-simply-scams/1558096001/
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
In certain cases, the federal government will cancel all or part of a school loan. This practice is called Loan Forgiveness. Here are some programs out there and how to learn more about them.
A. Perform volunteer work
These volunteer groups offer loan forgiveness:
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