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Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
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Blog from the U.S. Consumer Financial Protection Bureau
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
NEW: Identity theft victims can now go get a free, custom identity theft recovery plan through the Federal Trade Commission’s IdentityTheft.gov website.
The new one-stop website works with the FTC’s consumer complaint system, allowing consumers who are victims of identity theft to quickly file a complaint with the FTC. Then they can get a custom guide to recovery that helps simplify many of the steps involved.
This is information is provided by the Kansas Department of Labor -- https://www.dol.ks.gov/ui-faqs#unemployment-fraud
Identity Theft in Unemployment Claims
NOTE: If you receive an end-of-the-year tax form (i.e., Form 1099) from the Kansas Department of Labor, or any other state, that lists unemployment insurance compensation for which you DID NOT apply and which you did not receive -- that could mean that you are a victim of identity theft.
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