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Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
The following information is for people who got a Notice of Overpayment from the Social Security Administration (SSA).
The information is from a website called Learn the Law.org that is information put together by Statewide Legal Services, CTLawHelp.org and Center for Computer-Assisted Learning (CALI) to help people with common legal aid problems.
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
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