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GO HERE TO CHECK IF AN EXPUNGEMENT CLINIC IS AVAILABLE IN YOUR AREA IN 2024.
View this webinar that tells you all you need to know about Expungement in Kansas.
Some employers and landlords check into your background before deciding whether to hire you or keep you on the job, or rent to you.
When they do a background check, you have legal rights under federal law. This page talks mostly about legal rights when applying for jobs.
It’s important to know whom to contact if you think someone has broken the law related to background checks.
Learn about your housing rights under the Fair Housing Act.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
If you know exactly what you are looking for, you can put your search term into the search box on this website. If you aren't sure what you need, the Guide below will ask you questions and help you narrow down what you are looking for. The arrow at the bottom left will take you back one page. The circular arrow will take you back to the beginning.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
How does the new law allowing removal of the drug registry requirement work in Kansas? This video covers eligibility and the process for asking for relief from the registration requirements.
Special report from the Center for Responsible Lending, June 2023
The national Center for Responsible Lending (CRL) reports that single-payment and payday installment loans in 31 states drain more than $2.2 billion in fees per year from borrowers whose average incomes are approximately $25,000 a year.
Car-title loans drain more than $700 million annually from borrowers in 17 states.
Together these predatory loans drain almost $3 billion annually from those families who can least afford it.
A powerful set of financial firms have delayed federal investigations or punishments into their allegedly predatory lending practices, as they seize on an industry-led lawsuit challenging the future of the Consumer Financial Protection Bureau.
By Tony Romm, October 28 Washington Post
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