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Student loan borrowers with disabilities face challenges when repaying student loan debt. Borrowers with disabilities complain to the Consumer Financial Protection Bureau (CFPB) about problems. These problems can increase borrowers’ financial distress.
David P. Willis, Asbury Park Press July 1, 2019 https://www.app.com/story/money/business/consumer/press-on-your-side/2019/07/01/student-debt-relief-phone-calls-playing-nice-simply-scams/1558096001/
In certain cases, the federal government will cancel all or part of a school loan. This practice is called Loan Forgiveness. Here are some programs out there and how to learn more about them.
A. Perform volunteer work
These volunteer groups offer loan forgiveness:
Here is a brief video about garnishment.
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What is garnishment?
Wage Garnishment
Amount of Income That Can Be Garnished
The Department of Education (ED) is current undertaking a comprehensive review of the Public Service Loan Forgiveness (PSLF) program that aims to address permanently the numerous problems that have prevented public service workers from accessing the forgiveness they have earned.
File this form to ask for a court hearing. This applies when your income is exempt from garnishment in a collections matter.
This info will give you a better look at the problems with payday loans.
It will also give you other options available.
In a nutshell, payday loan organizations prey on low-income families. That is because they tend to have fewer resources for cash. Often, these loans end up making their financial situation worse.
Please read this before you consider a payday loan.
Kansas Attorney General on Payday Loans
Explains what a payday lender can and cannot do under Kansas law. If you believe a payday lender has violated this statute, see the link to the Attorney General's Consumer Complaint form that can be filled out and submitted on the web.
Kansas Payday Loan Statute
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