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The Federal Trade Commission site includes tips on how to protect yourself, as well as things to look for when spotting a scam.
https://consumer.ftc.gov/
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
This info will give you a better look at the problems with payday loans.
It will also give you other options available.
In a nutshell, payday loan organizations prey on low-income families. That is because they tend to have fewer resources for cash. Often, these loans end up making their financial situation worse.
Please read this before you consider a payday loan.
Kansas Attorney General on Payday Loans
Explains what a payday lender can and cannot do under Kansas law. If you believe a payday lender has violated this statute, see the link to the Attorney General's Consumer Complaint form that can be filled out and submitted on the web.
Kansas Payday Loan Statute
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