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The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
If you get a summons saying that you have been sued for a debt or another reason, you should do the following:
Learn what type of case you are involved in.
The simplest way is to look at whether the summons gives you a specific date to appear in Court.
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