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File a discrimination complaint with HUD.
https://portal.hud.gov/FHEO903/Form903/Form903Start.action
This info will give you a better look at the problems with payday loans.
It will also give you other options available.
In a nutshell, payday loan organizations prey on low-income families. That is because they tend to have fewer resources for cash. Often, these loans end up making their financial situation worse.
Please read this before you consider a payday loan.
Kansas Attorney General on Payday Loans
► This form is available to print in PDF or Word format at the bottom of this page.
REPORT OF EXAMINATION AND EVALUATION
By a □ physician □ psychologist □ social worker □ other: _____________________________ (In compliance with K.S.A. 59-3064)
Attach additional sheets as necessary.
(1) Date/Location of examination:_______________ , at ______________
(2) Name of proposed ward/conservatee:__________________________
Explains what a payday lender can and cannot do under Kansas law. If you believe a payday lender has violated this statute, see the link to the Attorney General's Consumer Complaint form that can be filled out and submitted on the web.
Kansas Payday Loan Statute
Kansas Legal Services offers five different videos to help you help yourself with different legal issues!
7:05
Seven years ago, the National Consumer Law Center (NCLC) issued Broken Records: How Errors by Criminal Background Checking Companies Harm Workers and Businesses, a report detailing the harmful mistakes that criminal background screening companies routinely make. Since then, advocates have litigated many class action and individual lawsuits against these companies for violations of the Fair Credit Reporting Act (FCRA).
Over the last 40 years, Earned Income Tax Credit (EITC) made life better for millions of workers. You may have extra money waiting for you. If you qualify and claim the credit, it could be several thousand dollars from the IRS for some workers.
Don’t be the one in five that misses this credit!
The Earned Income Tax Credit (EITC) helps low- to moderate-income workers and families get a tax break. If you qualify, you can use the credit to reduce the taxes you owe – and maybe increase your refund.
These two videos on getting ready for court and going to court will answer most of your questions about how to prepare and what to do when you get there.
5:23
Getting Ready For Court
Getting Ready for Court tells you how you can get ready for that court experience, whether it's for a divorce or a traffic ticket, this explains how you should prepare for the big day.
People in Wyandotte County who need legal help but can’t afford an attorney can now help themselves -- either by representing themselves or by taking advantage of a free attorney at the new Wyandotte County Self-Help Center.
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