Foreclosure Prevention

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The Kansas Homeowner Assistance Fund (KHAF) has granted 1,926 homeowner applications a total of $20,325,452 in mortgage, property tax and utility aid to date.  Yet thousands of Kansans are still in danger of losing their homes. In its most recent report, the Mortgage Bankers Association said that in Kansas 10,098 mortgages were past due, with 5,353 seriously delinquent.
The Kansas Housing Resources Corporation (KHRC) launched the Kansas Homeowner Assistance Fund (KHAF)  on April 18th.  
I can’t make my mortgage payments. How long will it take before I’ll face foreclosure? Answer: The legal foreclosure process generally can’t start during the first 120 days after you’re behind on your mortgage. After that, once your servicer begins the legal process, the amount of time you have until an actual foreclosure sale varies.
Frequently asked questions about reverse mortgages, loans that allow homeowners get access to their home equity as cash.

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