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If You Lose Your Job Miscellaneous Debt and Debt Collection Clear All Filters

This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf. Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.

Debt and Debt Collection

Emancipation

Understanding Emancipation Laws in Kansas: What You Need to Know What is Emancipation? Emancipation means you are legally separated from your parents or guardian and do not have to live with them. The law in Kansas emancipates you when you are 18 years old. Having a baby does not make you legally emancipated. Your parents cannot emancipate you so they are no longer legally responsible for financially providing for you.

Miscellaneous Juveniles

Unemployment Claims

This site is the starting point for all unemployment claims. It explains the procedure and allows you to apply on-line. You can also submit your weekly claim forms through this site. it's the first place you should go when you lose your job. www.getkansasbenefits.gov

If You Lose Your Job Work Support Unemployment Compensation

Unemployment Insurance Information and Filing

We know losing your job is never easy. Our mission is to provide you with the information you need to apply for unemployment insurance benefits and to process your claim as quickly as possible. The fastest way for us to determine your eligibility is to use our simple online system. This site will allow you to file for benefits and complete weekly claim forms from any computer. www.getkansasbenefits.gov

If You Lose Your Job

Credit Report Dispute Letter

Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.

Debt and Debt Collection

Stop Contact Letter

The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter. Stop Contact Letter Interview Creditors still have the option of pursuing legal action against you. This will not make your debt go away.

Debt and Debt Collection

Kansas Job Link

This is KANSASWORKS - your best source for posting and finding jobs in the state of Kansas. Whether you're looking for that perfect job, that perfect employee or information on an industry or workforce, KANSASWORKS for you. And it works absolutely free. https://www.kansasworks.com/

Employment If You Lose Your Job Work Support

KLS Videos on Your Rights in Debt Collection and Dealing with Debt Collectors

Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors. The links are here:

Debt and Debt Collection

Surviving Debt: Two Essential Rules for Surviving Debt

Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts. Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.

Debt and Debt Collection

Avoid the PayDay Lender Trap

Article by Paul Shipp of Kansas Legal Services The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.

Debt and Debt Collection