Mortgage help
First things first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate. If you’re behind on your mortgage, or having a hard time making payments, we want to help.
Frequently asked questions about reverse mortgages, loans that allow homeowners get access to their home equity as cash.
I can’t make my mortgage payments. How long will it take before I’ll face foreclosure?
Answer: The legal foreclosure process generally can’t start during the first 120 days after you’re behind on your mortgage. After that, once your servicer begins the legal process, the amount of time you have until an actual foreclosure sale varies.