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Can't afford your traffic tickets but still need to drive? Kansas lawmakers consider help
Jason Alatidd, Topeka Capital-Journal September 8, 2023
Kansas lawmakers are looking for ways to help low-income people avoid losing their driving privileges if they can't afford to pay a traffic ticket.
This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf.
Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.
Steps to Reinstating Your Driver's License and Addressing Suspensions
The Kansas Legislature passed SB 127, which became effective on May 6, 2021, made some changes that can really help people who have a suspended driver's license.
Among the Changes from SB 127
People who have an expired license are not kept out of the Restricted Driver's License program because they have a driving while suspended conviction.
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
Gov. Laura Kelly on Tuesday, April 18, signed a bill removing mandatory jail time for driving with a license suspended or revoked for failing to appear in court on a traffic ticket or failing to pay a traffic fine.
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family
Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts.
Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
SB 127 addresses some of the issues Kansans are facing with suspended driver’s licenses.
In 2021, Governor Laura Kelly put into law legislation that seeks to address the issue of suspended driver’s licenses and make it easier for Kansans to resolve this issue.
“I’m excited. I’m excited for the thousands of Kansans it will help drive legally,” said Wichita Democrat Sen. Oletha Faust-Goudeau. “During this time, so many people are struggling. They need to get to work to take care of their families. This is an exciting day.”
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Filter by Topic
- Abuse and Stalking (13)
- Bankruptcy (2)
- Child Support (6)
- Consumer (6)
- (-) Debt and Debt Collection (8)
- Disability (5)
- Discrimination (4)
- Divorce (12)
- (-) Driver's License (7)
- Drug Registry (1)
- Emeritus Attorneys (1)
- Employment (3)
- Expungement (7)
- Family Law (7)
- Foreclosure Prevention (3)
- Free Legal Forms (3)
- Garnishment (2)
- Guardianship & Conservatorship (2)
- Health (4)
- Housing (15)
- Identity Theft (4)
- Juveniles (4)
- Kids2Kin (2)
- Legal Questions and Answers (23)
- Legal Self-Help (22)
- Medical Debt (3)
- Mental Health (2)
- Name Change (3)
- Paternity (2)
- Power of Attorney, Advance Directives, Health Care Power of Attorney, Do Not Resuscitate (DNR) Orders (4)
- Pro Bono Resources (2)
- Public Benefits (4)
- Quiet Title (1)
- Request to Waive Filing Fees (1)
- Services for Seniors (7)
- Small Claims Court (2)
- Social Security (4)
- Tax Issues (2)
- Very Small Estates in Kansas (1)
- Veterans/Military (4)
- Wills (3)
Related Articles
Selected filters:
Can't afford your traffic tickets but still need to drive? Kansas lawmakers consider help
Jason Alatidd, Topeka Capital-Journal September 8, 2023
Kansas lawmakers are looking for ways to help low-income people avoid losing their driving privileges if they can't afford to pay a traffic ticket.
This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf.
Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.
Steps to Reinstating Your Driver's License and Addressing Suspensions
The Kansas Legislature passed SB 127, which became effective on May 6, 2021, made some changes that can really help people who have a suspended driver's license.
Among the Changes from SB 127
People who have an expired license are not kept out of the Restricted Driver's License program because they have a driving while suspended conviction.
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
Gov. Laura Kelly on Tuesday, April 18, signed a bill removing mandatory jail time for driving with a license suspended or revoked for failing to appear in court on a traffic ticket or failing to pay a traffic fine.
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family
Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts.
Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
SB 127 addresses some of the issues Kansans are facing with suspended driver’s licenses.
In 2021, Governor Laura Kelly put into law legislation that seeks to address the issue of suspended driver’s licenses and make it easier for Kansans to resolve this issue.
“I’m excited. I’m excited for the thousands of Kansans it will help drive legally,” said Wichita Democrat Sen. Oletha Faust-Goudeau. “During this time, so many people are struggling. They need to get to work to take care of their families. This is an exciting day.”
1 - 10 of 16 Results