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Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
Kansas Legal Services Kids2Kin (K2K) Program is legal help for kinship families: Eliminating legal barriers around permanency for kinship families
Serving: Kinship families experiencing hardships with children 0 - 17. Services available statewide.
In certain cases, the federal government will cancel all or part of a school loan. This practice is called Loan Forgiveness. Here are some programs out there and how to learn more about them.
A. Perform volunteer work
These volunteer groups offer loan forgiveness:
This is a quick question and answer about credit card debt and what happens when the debtor dies. There are also links to other legal issues facing the elderly and it is worthwhile to browse this site for more useful information.
http://www.caring.com/questions/elderly-credit-card-debt-at-death
The Children’s Advocacy Resource Center (CARC) is a statewide program dedicated to providing legal advice or services to families caring for children in or at risk of entering the foster care system. CARC also provides resources for legal professionals who represent children or work as Guardians ad Litem.
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