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Article by Paul Shipp of Kansas Legal Services The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
The instructions for filing an answer in a Chapter 61 Limited Action case are listed below.  There is a link to an interactive form at the bottom of this page that will create your Chapter 61 answer. Please read the instructions carefully before filing your answer with the court.   Instructions for Filing an Answer in a Limited Action case 1. Do NOT file the first 3 instruction pages with the Court.

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