Debt and Debt Collection
Affidavit to Declare Bank Account Only Contains Social Security
This affidavit can be filed pre or post judgment in a court action.
Filing it, when true, cautions the creditor from attachment on the account.
The controller of the Currency has set up...
Claim of Exemption
File this form to ask for a court hearing. This applies when your income is exempt from garnishment in a collections matter.
Credit Report Dispute Letter
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit ...
Debt Collection Information
This brochure talks about your options as a consumer when debt or debt collection becomes too much to handle.
Nearly all of the 2 to 3% of the households who are behind on their bills were...
Debt Validation Letter
Debt Validation LetterThis interview allows consumers to create a Debt Validation Letter which they can send to debt collectors demanding that they provide information required by the Fair Debt...
Garnishment 101: What is Garnishment and How Can I Stop It?
Here's a video of the KLS webinar on garnishment
Derek Leiblie, Washburn Law and Access to Justice Technology Fellow at Kansas Legal Services, presented this information on July 22, 2021
Kansas Housing and Credit Counseling, Inc.
Housing & Credit Counseling Inc.(HCCI) is available in person at Topeka, Lawrence, Manhattan and Emporia office locations.
The "contact us page" provides both the address and phone number to...
KLS Videos on Your Rights in Debt Collection and Dealing with Debt Collectors
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Know Your Rights in Debt Collection
Dealing with...
Legal Rights During and After Bankruptcy
Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help...
Payday Loan Information
In recent years, the majority of mainstream lenders have left the small loan market, leaving a vacuum being filled by companies offering payday loans. These are extremely high interest loans that...
Stop Contact Letter
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the...
Stopping Debt Collection Harassment
Consumer Debt Advice from National Consumer Law Center https://library.nclc.org/stopping-debt-collection-harassment-consumer-debt-advice-nclc
April Kuehnhoff June 25, 2018
Email link to...
What To Do When a Collector Calls
This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf.
Here are two helpful videos on dealing...
