With the payment pause ending this fall, 45 million student loan borrowers across the country will be scrambling to figure out how to manage their federal student loans when payments come due this fall.
The Supreme Court’s June 30th ruling striking down President Biden’s federal student loan cancellation plan dealt a major blow to these borrowers, many of whom believed their loans would be completely or partially forgiven when the plan took effect.
The Department of Education (ED) is current undertaking a comprehensive review of the Public Service Loan Forgiveness (PSLF) program that aims to address permanently the numerous problems that have prevented public service workers from accessing the forgiveness they have earned.
David P. Willis, Asbury Park Press July 1, 2019 https://www.app.com/story/money/business/consumer/press-on-your-side/2019/07/01/student-debt-relief-phone-calls-playing-nice-simply-scams/1558096001/
Student loan borrowers with disabilities face challenges when repaying student loan debt. Borrowers with disabilities complain to the Consumer Financial Protection Bureau (CFPB) about problems. These problems can increase borrowers’ financial distress.
In certain cases, the federal government will cancel all or part of a school loan. This practice is called Loan Forgiveness. Here are some programs out there and how to learn more about them.
A. Perform volunteer work
These volunteer groups offer loan forgiveness:
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