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DENIED?
If you received a denial notice from the Department for Children and Families, you can appeal.
What should you appeal?
You were denied benefits and:
This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf.
Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.
Are you eligible for food stamps, child care subsidy, health insurance from the government?
To apply for SNAP (Food Stamp) benefits, TANF (cash assistance), Child Care Subsidy, find the application here. You do not need to be eligible for or want all these benefits. One application is considered for all these programs.
As you may know, Kansas Legal Services is part of the national legal aid movement that was born in the War on Poverty in the early 1960s. KLS grew out of the movement that believed everyone deserved equal access to justice, without regard to their ability to pay for services.
The National Legal Aid and Defender Association (NLADA) has a film about the history of civil legal aid in the United States on their website.
What Is Spousal Support?
Spousal Support (also called Alimony or Maintenance) is assistance through money, open to those who were legally married. It is in credit to a partner’s role in the marriage and to help the recipient spouse achieve independence.
It is either based on an agreement between the parties or awarded by the court.
It is not automatically awarded in divorces or separations. The judge has to decide it's needed based on a set of factors.
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family
Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts.
Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
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Filter by Topic
- Abuse and Stalking (13)
- Bankruptcy (2)
- Child Support (6)
- Consumer (6)
- (-) Debt and Debt Collection (8)
- Disability (5)
- Discrimination (4)
- Divorce (12)
- Driver's License (7)
- Drug Registry (1)
- Emeritus Attorneys (1)
- Employment (3)
- Expungement (7)
- Family Law (7)
- Foreclosure Prevention (3)
- Free Legal Forms (3)
- Garnishment (2)
- Guardianship & Conservatorship (2)
- Health (4)
- Housing (15)
- Identity Theft (4)
- Juveniles (4)
- Kids2Kin (2)
- Legal Questions and Answers (23)
- Legal Self-Help (22)
- Medical Debt (3)
- Mental Health (2)
- Name Change (3)
- Paternity (2)
- Power of Attorney, Advance Directives, Health Care Power of Attorney, Do Not Resuscitate (DNR) Orders (4)
- Pro Bono Resources (2)
- (-) Public Benefits (4)
- Quiet Title (1)
- Request to Waive Filing Fees (1)
- Services for Seniors (7)
- Small Claims Court (2)
- Social Security (4)
- Tax Issues (2)
- Very Small Estates in Kansas (1)
- Veterans/Military (4)
- Wills (3)
Related Articles
Selected filters:
DENIED?
If you received a denial notice from the Department for Children and Families, you can appeal.
What should you appeal?
You were denied benefits and:
This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf.
Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.
Are you eligible for food stamps, child care subsidy, health insurance from the government?
To apply for SNAP (Food Stamp) benefits, TANF (cash assistance), Child Care Subsidy, find the application here. You do not need to be eligible for or want all these benefits. One application is considered for all these programs.
As you may know, Kansas Legal Services is part of the national legal aid movement that was born in the War on Poverty in the early 1960s. KLS grew out of the movement that believed everyone deserved equal access to justice, without regard to their ability to pay for services.
The National Legal Aid and Defender Association (NLADA) has a film about the history of civil legal aid in the United States on their website.
What Is Spousal Support?
Spousal Support (also called Alimony or Maintenance) is assistance through money, open to those who were legally married. It is in credit to a partner’s role in the marriage and to help the recipient spouse achieve independence.
It is either based on an agreement between the parties or awarded by the court.
It is not automatically awarded in divorces or separations. The judge has to decide it's needed based on a set of factors.
Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.
The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter.
Stop Contact Letter Interview
Creditors still have the option of pursuing legal action against you. This will not make your debt go away.
Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors.
The links are here:
Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family
Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts.
Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.
Article by Paul Shipp of Kansas Legal Services
The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.
1 - 10 of 13 Results