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Spousal Support Debt and Debt Collection Wills Clear All Filters

This information and checklist were prepared as a handout for clients who are thinking about a will and looking at alternatives. It is all in the pdf document attached at the bottom of the page. DO YOU NEED A WILL? Elder Law Advice line at 316-265-2252 Many people believe that a will is the best way to express their desires for disposing of their property after their death. This may or may not be true. There are other things to consider.

Wills

What To Do When a Collector Calls

This client-focused handout contains information and tips about how to handle a call from a collector or someone collecting a debt on another's behalf. Here are two helpful videos on dealing with debt collection, and how to talk with a debt collector.

Debt and Debt Collection

Spousal Support - Maintenance

What Is Spousal Support? Spousal Support (also called Alimony or Maintenance) is assistance through money, open to those who were legally married. It is in credit to a partner’s role in the marriage and to help the recipient spouse achieve independence. It is either based on an agreement between the parties or awarded by the court. It is not automatically awarded in divorces or separations. The judge has to decide it's needed based on a set of factors.

Spousal Support

Credit Report Dispute Letter

Your credit score is a tool businesses use to measure your creditworthiness - how likely it is that you will repay a loan. Equifax, Experian and Transunion each compile a report of your credit history to determine your credit score. Occassionally, there will be errors in your credit history that will adversely effect your credit score and your ability to borrow money.

Debt and Debt Collection

Stop Contact Letter

The Fair Debt Collections Practices Act is a federal law that requires collection agencies to stop contacting you if you send them a letter stating that you wish to stop contact. Complete the interview in the link below to create this letter. Stop Contact Letter Interview Creditors still have the option of pursuing legal action against you. This will not make your debt go away.

Debt and Debt Collection

Estate Planning

Your estate consists of everything you own: your home, personal property, car, land, stocks and bonds, life insurance and any other property in which you have an ownership interest. Estate planning is a plan for how you will acquire property, use it, conserve it and, perhaps most importantly, how it will be transferred upon your death. There is no way to determine your wishes regarding distribution of your property after your death unless you take appropriate steps prior to your death. Estate planning can be beneficial no matter what the size of the estate.

Wills

KLS Videos on Your Rights in Debt Collection and Dealing with Debt Collectors

Check out two videos to help you know your rights in debt collection and also how to deal with debt collectors. The links are here:

Debt and Debt Collection

Surviving Debt: Two Essential Rules for Surviving Debt

Rule #1: Prioritize Debts Whose Non-Payment Immediately Harms Your Family Non-payment of certain debts have sudden and dire consequences for your family. Deal with these debts immediately—either pay these debts first or otherwise follow advice here on how to manage these debts. Never pay smaller, low priority debts just because you cannot keep up with high priority debts—“If I can’t pay my mortgage, at least I will keep up with my credit cards.” This is a bad idea.

Debt and Debt Collection

Frequently Asked Questions About Probate

Kansas Probate Process: Key Steps, Responsibilities, and Court Involvement What is Probate? Probate is the process of proving a will. It occurs after someone dies. All estate administration proceedings are involved in this process. It’s the practice of deciding what to do with someone’s stuff after they die. A person’s “estate” is their property at the time of death.

Wills

Avoid the PayDay Lender Trap

Article by Paul Shipp of Kansas Legal Services The number of Payday lenders has grown at an oddly rapid rate over the past few decades, mainly in low income areas. Typically these lenders market directly to low income borrowers, notably those on a steady, fixed, and certain income. Borrowers are often at or below the poverty level; many live off only fixed incomes and are elderly or disabled.

Debt and Debt Collection